Are you approaching age 65 and worried about whether you need to complete a Medicare application? For most U.S. citizens and legal residents, you will not need to complete a Medicare application for Medicare Part A and Medicare Part B. If you live in the U.S. and already receive Social Security or disability payments or railroad retirement benefits, you may be automatically enrolled in Medicare Parts A and B without the need to fill out a Medicare application. If you do not receive any of these benefits, then we recommend you contact Social Security three months before you turn 65 to complete a Medicare application.
Social Security has a Medicare application online form. You can also call Social Security to complete a Medicare application by phone or complete a Medicare application in person at your local Social Security office.
If you are new to Medicare, alongside your Medicare application you will need to sign up for prescription drug coverage. This is a separate application process than Original Medicare. It is important to complete a Medicare application for drug coverage as Medicare requires all beneficiaries to have credible drug coverage. Through an application for Medicare Part D plans and Medicare Advantage plans, you can get drug coverage approved by Medicare. You can receive help with completing a Medicare Part D application and/or Medicare Advantage application at 888-312-4066. You can also fill out the form on the right-side of this web page to get assistance on your application. The initial enrollment period for Part D drug coverage starts three months before the month of your 65th birthday and ends three months after the month of your 65th birthday.
If you choose not to enroll in Part B during your initial enrollment period, you have an opportunity to fill out an application during the General Enrollment Period from January 1st through March 31st of each year. If you complete a Medicare application during the General Enrollment Period, your Part B benefits will begin July 1st. For people who are eligible for Medicare Part B and did not enroll or have coverage through a group health plan provided by an employer, union, or spouse, their monthly Part B premium will be increased 10% for each 12-month period they were eligible and did not enroll.
Do I Need to Complete a Medicare Application?
As stated earlier, whether you need to complete a Medicare application depends on your circumstances. For U.S. citizens and legal residents receiving Social Security retirement, disability, or railroad retirement benefits, you do not need to fill out an application and will be automatically enrolled in Medicare Part A and Medicare Part B. Other citizens who are Medicare eligible should contact Social Security to fill out a Medicare application online, by phone, or in person.
Medicare Part D Application and Medicare Advantage Application
The Medicare Part D application and the Medicare Advantage application are different than the Medicare application for Parts A and B. If you need help with your Medicare Part D application or Medicare Advantage application, you can call 888-312-4066 and speak to a licensed representative. You can also complete the form to the right to request assistance on your application for Medicare Part D plans and/or application for Medicare Advantage plans.
Medicare has neither approved nor endorsed this information.