Apply for Medicare Benefits

Is it time for you to apply for Medicare? Medicare comes in various ‘parts.’ Medicare Part A covers hospitalization, Medicare Part B covers medical expenses, Medicare Part C (Medicare Advantage) is a private insurance plan that repackages parts A and B, and Medicare Part D covers drugs. You can apply for Medicare Parts A and B at the Social Security web site. If you want to apply and enroll in a Medicare Part D drug plan or Medicare Advantage plan, you can call 888-312-4066 or complete the form on the right.

Where Do I Apply For Medicare?

There is more than one option for where you can apply for Medicare Parts A and B (sometimes referred to as ‘Original Medicare’). You can apply for Medicare online at the Social Security web site. You can also apply over the phone by calling Social Security or you can visit your local Social Security office to apply for Medicare in person.

When Do I Apply For Medicare?

For most people, you cannot apply for Medicare until you’re 64 years and 8 months old. However, there are disabilities and medical conditions that can qualify you to apply for Medicare earlier in life. You can use Medicare.gov’s eligibility tool if you are uncertain if you qualify to apply for Medicare earlier.

How Do I Apply For Medicare?

Some people do not need to apply for Medicare because they get automatically enrolled. An example of this is an individual who has received Social Security disability benefits for two years. There is also automatic Medicare enrollment for people who are turning 65 and already receive Railroad Retirement benefits. If you are not automatically enrolled in Medicare, you should contact Social Security three months before your 65th birthday to apply for Medicare. As mentioned previously, there are several convenient ways to apply for Medicare:

  • Apply for Medicare online
  • Visit your local Social Security office and apply for Medicare in person
  • You can apply for Medicare over the phone by calling Social Security at 1-800-772-1213 / TTY 1-800-325-0778

After you apply for Medicare, the government will process your request and, assuming no issues, will send you a red, white, and blue Medicare card in the mail.

 

Medicare has neither approved nor endorsed this information.

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